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Lease Payment Options

If you have bad credit, no credit, then a Lease Payment Option is for you. We work with different companies so you can choose the one that works for you. So, if you happen to get declined for one company, you can always try a different one.

Okinus Finance

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Approves up to: $6,000

Early Payoff Option: Yes, 110 Day Early Payoff

Reports to Credit Bureau: Yes, Every Month (Experian & TransUnion)

Initial Payment: As Low as $1 (Depends on Risk Factors)

Requirements: 60-Day old Checking Account

Documents to Submit: None

Accepts Payroll or Prepaid Cards: No

Also Accept: Self-Employed, Retirement, SS, VA, Disability, ITIN

Apply

Learn More about Okinus Finance

Snap Finance

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Approves up to: $3,300

Early Payoff Option: Yes, 100 Day Cash Payoff

Reports to Credit Bureau: Optional

Initial Payment: $39 Processing Fee

Requirements: Active Checking Account, Earn $1,000 a month

Documents to Submit: None

Accepts Payroll or Prepaid Cards: No

Also Accept: Self-Employed, Retirement, SS, VA, Disability, ITIN

Apply

Learn More about Snap Finance

Acima

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Approves up to: $5,000

Early Payoff Option: Yes, 90 Day Cash Payoff

Reports to Credit Bureau: Yes, Every Month (Experian)

Initial Payment: $54 Initial Payment

Requirements: 90-Day old Checking or Debit Account, Earn $1000 a month

Documents to Submit: None

Accepts Payroll or Prepaid Cards: No

Also Accept: Self-Employed, Retirement, SS, VA, Disability, ITIN

Apply

Learn More about Acima

American First Finance