Snap Finance

Snap Finance approves for up to $3,300 without going through all the hassle of traditional credit card lenders. It's great for anybody with bad credit or no credit. The program works like rent-to-own: you're not charged for interest right away but rather month to month. The sooner you pay it off the lower the cost. Also if you pay it off within 100 days there is no interest charge or 100 Days Same as Cash.


  • Active Checking Account (No Overdraft Fees in Past Month)
  • Earn $1000 a Month
  • $39 Initial Payment

If you meet these requirements you are pre-approved! Fill out the online application for a quick response. When you're done, be sure to visit or contact us so you can pick out your furniture or if you have any questions.



Frequently Asked Questions

If I don't have a job can I still apply? Yes. As long as you have an alternate form of income from Social Security, retirement, pension, etc. equaling at least $1,000 per month.

Does Snap report to the credit bureaus? Yes. Snap reports to secondary credit bureaus DataX and Clarity.

What is the maximum amount of financing I can get approved for? $3,300

How long is the lease? 12 or 18 Months

How much will I pay in interest? You pay no interest if pay it off with 100 days (price plus the initial payment). After 100 days can buyout before the 12 months and enjoy a discount lease fee. 

How do I make payments? Payments are automatically drafted from your account the day after each regular payday.

Can I have multiple leases at the same time? No. However as soon as you pay your current lease off you can reapply for a new one. 

How do I get a hold of Snap? If you have further questions regarding financing or have an existing account you can reach Snap at:

Phone 877-557-3769
Hours Mon-Sat 7am-9pm,  Sun 8am-6pm
Fax 866-332-6617
Mailing Address
1760 W. 2100 S #26561
Salt Lake City, UT 84199